Whether it is for insurance replacement regarding a loss, theft, or for estate purposes a proper jewelry appraisal is paramount. Our trusted jewelry appraisers have well over 20 years of industry experience with qualifications from respected industry organizations like the “Gemological Institute of America (G.I.A.)”and the “National Association of Jewelry Appraisers (N.A.J.A.)”.


What is a jewelry appraisal for?

The function of a jewelry appraisal is to provide a detailed assessment of your personal jewelry.

How do I know if my jewelry is worth insuring?

Depending on the value of your jewelry item, insurance may or may not be needed. Insurance companies recommend items over $1,000 in value be insured. Again, make sure your jewelry items are properly documented before having them insured. This is why a professional appraisal is needed.

What type of appraisal do I need?

The most common appraisal for basic insurance coverage is called a retail replacement appraisal. There are also jewelry appraisals for estate purposes and resale or fair market value.

How long should I expect to wait for an appraisal?

Depending on the nature and quantity of the item(s), it may require a minimum of an hour to several hours for proper inspection. Afterwards, thorough research must be performed to adequately document the item(s).

Do I have to be present for my appraisal?

You may drop off your item(s) for an appraisal or you are more than welcome to wait for your item(s) during the inspection. Please be prepared to wait for an extended period of time as explained above.

What do I do with my appraisal once it has been completed?

Once you have received your completed appraisal, a copy should be sent to your insurance company for suitable coverage and you should also keep one for your own records.

When is my appraisal considered outdated?

Nothing is more disappointing than to experience a loss or theft of your jewelry item(s) only to learn that you are under insured because of an out dated appraisal. For obvious reasons, it is very important that your jewelry appraisal be up to date. Most major insurance companies require jewelry appraisals be up-dated every 3 years or so. However, you should contact your insurance professional to confirm the company’s detailed requirements.

What does a jewelry appraisal cost?

The cost of an appraisal will vary. A verbal assessment will cost less than a written appraisal as less time is required to do so. Contact us today for up-dated pricing and appointments.