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Jewelry Appraisals

Austin’s Diamond Specialists for Jewelry Appraisals

Are your jewelry appraisals up to date? If you suffered a loss or damage to your jewelry, would your current appraisal value be sufficient to cover your repair or replacement?

A proper jewelry appraisal is paramount for insurance replacement regarding a loss, theft, or estate purposes. Indeed, our trusted jewelry appraisers have numerous years of appraisal experience. In addition, their qualifications are from respected industry organizations like the “Gemological Institute of America- (G.I.A.)” and the “National Association of Jewelry Appraisers (N.A.J.A.)”. Let Villarreal Diamonds and Fine Jewelry help you with updating your jewelry appraisals.

Read more below about frequently asked questions about jewelry appraisals.

Jewelry Appraisals

Jewelry Appraisals – Villarreal Diamond Engagement Rings and Fine Jewelry

Frequently Asked Questions About Jewelry Appraisals

WHAT ARE JEWELRY APPRAISALS FOR?

Jewelry appraisals are to provide a detailed assessment of your jewelry. If your jewelry is lost or stolen, a professional appraisal is paramount to getting you back where you were before a loss. No one likes to lose family heirloom jewelry only to have to pay out of pocket because you were not insured.

IS MY JEWELRY WORTH INSURING?

Depending on the value of your jewelry item, insurance may or may not be needed. Insurance companies recommend items over $1,000 in value be insured. Again, make sure your jewelry items are properly documented before having them insured. This is why a professional appraisal is needed.

WHAT TYPE OF APPRAISAL DO I NEED?

The most common appraisal for basic insurance coverage is called a retail replacement appraisal. There are also jewelry appraisals for estate purposes and resale or fair market value.

HOW LONG DOES AN APPRAISAL TAKE?

Depending on the nature and quantity of the item(s), it may require a minimum of an hour to several hours for proper inspection. Afterwards, thorough research must be performed to adequately document the item(s).

DO I HAVE TO BE PRESENT FOR MY APPRAISAL?

You may drop off your item(s) for an appraisal or you are more than welcome to wait for your item(s) during the inspection unless circumstances dictate otherwise. Please be prepared to wait for an extended period of time as explained above.

WHAT DO I DO WITH MY APPRAISAL ONCE IT HAS BEEN COMPLETED?

Once you have received your completed appraisal, we suggest that a copy of your appraisal be sent to your insurance company for suitable coverage. You should also keep one for your own records.

WHEN IS MY APPRAISAL CONSIDERED OUTDATED?

Experiencing a jewelry loss is heartbreaking. This is why it is important to make sure your insurance jewelry policy and appraisal values are current with today’s values. Major insurance companies require jewelry appraisals be up-dated every 2-3 years. However, you should contact your insurance professional to confirm the company’s detailed requirements.

WHAT SHOULD I EXPECT TO PAY FOR A JEWELRY APPRAISAL ?

The cost of a written appraisal will vary. However, price breaks are offered for multiple items being appraised. A verbal assessment will cost less than a written appraisal as less time is required to do so. Contact us today for up-dated pricing, other requirements and possible appointments dates and times.

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